Comments on: Life Lock will pay up to $1 million dollars if your identity is stolen http://www.makeyougohmm.com/20070319/4339/ Technology, music, video, art, news, reviews and muse on the web Mon, 22 Mar 2010 06:10:37 +0000 http://wordpress.org/?v=2.2 By: gobluemann http://www.makeyougohmm.com/20070319/4339/#comment-666115 gobluemann Thu, 15 Nov 2007 19:53:54 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-666115 Well in a nutshell here it is. If LifeLock's services work so well, why did Todd Davis the CEO of LifeLock become an identity theft victim. You know if your advertising budge is $15 million, you can convince a lot of people. Thruth be told, financial identity theft only accounts for about 51% ofthe identity theft cases. Also truth be told the $1 million gaurantee, read the fine print! They raise the red flag at $1000.00 anyway there are some companies that even if you are not a member that will do your recovery for $500.00. Oh well there is a sucker born everyday. Well in a nutshell here it is. If LifeLock’s services work so well, why did Todd Davis the CEO of LifeLock become an identity theft victim. You know if your advertising budge is $15 million, you can convince a lot of people. Thruth be told, financial identity theft only accounts for about 51% ofthe identity theft cases. Also truth be told the $1 million gaurantee, read the fine print! They raise the red flag at $1000.00 anyway there are some companies that even if you are not a member that will do your recovery for $500.00. Oh well there is a sucker born everyday.

]]> By: Josh http://www.makeyougohmm.com/20070319/4339/#comment-640810 Josh Sun, 07 Oct 2007 04:05:07 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-640810 LifeLock provides services, most of which you can do yourself: 1. Add fraud alert with 3 credit bureaus on your behalf. You can do it, but have to repeat it every 90 days (stupid credit bureaus delete fraud alerts after 90 days). I expect this tak to take about 15-30 minutes every 3 months if doing by yourself. 2. Give you credit reports from 3 credit bureaus. Again - you can do it once every year for no charges. Expect to spend about 45-60 minutes once every year for this task. 3. If your identity is stolen while as a legit customer, LifeLock will provide lawyer and even compensate you for losses. I see some value in the first item. I may forget to renew the fraud alert if doing by myself, but LifeLock does not forget. In addition the $1 million guarantee gives a little piece of mind too. For a family of 4, it will cost about $243 per year ($99+$99+$22.50+$22.50). That is about $20 per month. I think this is small price to pay if you are unable or unwilling to do some legwork. LifeLock provides services, most of which you can do yourself:
1. Add fraud alert with 3 credit bureaus on your behalf. You can do it, but have to repeat it every 90 days (stupid credit bureaus delete fraud alerts after 90 days). I expect this tak to take about 15-30 minutes every 3 months if doing by yourself.
2. Give you credit reports from 3 credit bureaus. Again - you can do it once every year for no charges. Expect to spend about 45-60 minutes once every year for this task.
3. If your identity is stolen while as a legit customer, LifeLock will provide lawyer and even compensate you for losses.

I see some value in the first item. I may forget to renew the fraud alert if doing by myself, but LifeLock does not forget. In addition the $1 million guarantee gives a little piece of mind too.

For a family of 4, it will cost about $243 per year ($99+$99+$22.50+$22.50). That is about $20 per month. I think this is small price to pay if you are unable or unwilling to do some legwork.

]]> By: Nicky http://www.makeyougohmm.com/20070319/4339/#comment-629433 Nicky Fri, 31 Aug 2007 10:41:43 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-629433 I don't know I personally would consider signing up for it as I have just recently myself been a victim of identity theft...although I have already put my own fraud alerts on my credit report, I would like the convenience of knowing that if something DOES happen to leak through that I'm thoroughly protected regardless...also I've looked up the company on BBB, they are members and their report so far is satisfactory...I'm not sure if that makes a difference or not. I don’t know I personally would consider signing up for it as I have just recently myself been a victim of identity theft…although I have already put my own fraud alerts on my credit report, I would like the convenience of knowing that if something DOES happen to leak through that I’m thoroughly protected regardless…also I’ve looked up the company on BBB, they are members and their report so far is satisfactory…I’m not sure if that makes a difference or not.

]]> By: TDavid http://www.makeyougohmm.com/20070319/4339/#comment-594924 TDavid Wed, 20 Jun 2007 22:51:42 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-594924 Here in Washington state you can get a credit freeze, but <b>you must provide a police report showing you were a victim of identity theft to get it</b>. That's crazy. Anybody in this day and age should be able to freeze access to their credit report without a crime being committed first. <blockquote>"Under Washington’s current law, a police report is required to request a security freeze. Police departments generally prefer that you file a report only if you are a victim of a crime. In some cases, the business or agency that was the target of the security breach may be willing to provide you with a copy of its police report in order to request a freeze."</blockquote> Source: http://www.dfi.wa.gov/consumers/education/security_freeze/security_freeze.htm Here in Washington state you can get a credit freeze, but you must provide a police report showing you were a victim of identity theft to get it. That’s crazy. Anybody in this day and age should be able to freeze access to their credit report without a crime being committed first.

“Under Washington’s current law, a police report is required to request a security freeze. Police departments generally prefer that you file a report only if you are a victim of a crime. In some cases, the business or agency that was the target of the security breach may be willing to provide you with a copy of its police report in order to request a freeze.”

Source:
http://www.dfi.wa.gov/consumers/education/security_freeze/security_freeze.htm

]]> By: David http://www.makeyougohmm.com/20070319/4339/#comment-593512 David Fri, 08 Jun 2007 19:52:36 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593512 Ed... Post the links if you can. I'd be interested in seeing any additional news releases Ed… Post the links if you can. I’d be interested in seeing any additional news releases

]]> By: David http://www.makeyougohmm.com/20070319/4339/#comment-593511 David Fri, 08 Jun 2007 19:51:18 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593511 The New Times article was great! Im glad to see that someone has done their work and uncovered the truth about LifeLock, its services, and its company officers The New Times article was great! Im glad to see that someone has done their work and uncovered the truth about LifeLock, its services, and its company officers

]]> By: TDavid http://www.makeyougohmm.com/20070319/4339/#comment-593510 TDavid Fri, 08 Jun 2007 19:50:05 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593510 I saw that one of the people behind Lifelock has been through bankruptcy twice, is that what you're talking about ed dickson, or something else? I saw that one of the people behind Lifelock has been through bankruptcy twice, is that what you’re talking about ed dickson, or something else?

]]> By: ed dickson http://www.makeyougohmm.com/20070319/4339/#comment-593509 ed dickson Fri, 08 Jun 2007 19:43:35 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593509 Happened to catch this post. Not sure if you already know, but their are some fresh items about Lifelock hitting the news. Happened to catch this post. Not sure if you already know, but their are some fresh items about Lifelock hitting the news.

]]> By: David http://www.makeyougohmm.com/20070319/4339/#comment-593366 David Thu, 07 Jun 2007 22:50:07 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593366 You can actually take care of the fraud alert very quickly over the phone with the credit bureaus. There are different lengths of time you can request and would simply have to put it on your calendar to re-new it at that point. Anyone that doesnt have a few minutes to do that probably isnt too concerned about the safety of their identity anyway. You can actually take care of the fraud alert very quickly over the phone with the credit bureaus. There are different lengths of time you can request and would simply have to put it on your calendar to re-new it at that point. Anyone that doesnt have a few minutes to do that probably isnt too concerned about the safety of their identity anyway.

]]> By: Steve http://www.makeyougohmm.com/20070319/4339/#comment-593303 Steve Thu, 07 Jun 2007 17:15:27 +0000 http://www.makeyougohmm.com/20070319/4339/#comment-593303 You guys might find this interesting though: http://www.phoenixnewtimes.com/2007-05-31/news/what-happened-in-vegas/1 You guys might find this interesting though:

http://www.phoenixnewtimes.com/2007-05-31/news/what-happened-in-vegas/1

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